Adds an extra level of certainty to eligible transactions. If a buyer fails to perform at closing after final approval, SellFi may provide an administrative closing credit — helping protect sellers from wasted time and unexpected disruption.

During the initial years of the agreement, PayShield™ helps smooth early-term risk by providing optional administrative payment support if a buyer experiences a short-term disruption — reinforcing reliable cash flow for sellers.

After a strong payment history is established, sellers can explore liquidity opportunities where SellFi or partner investors may review the note for potential purchase — offering an optional path to cash out down the road.

Buyers post a performance deposit held by a neutral escrow or title company — creating real financial commitment and protecting sellers if the buyer does not follow through on the agreement.

If buyer-related delays push closing beyond the agreed timeline, PayShield™ may issue an administrative delay credit — helping compensate sellers for time lost while keeping deals moving forward.

In the rare event of an early buyer default, SellFi may work to identify a qualified replacement buyer on similar terms — helping preserve momentum without restarting the process from scratch.

PayShield™ emphasizes professional payment servicing, reporting, and recordkeeping — giving sellers clear visibility, consistency, and a smooth long-term experience.